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The question is... Did you CHMOD 644 your config.php after you finished the install? I only wish I could get that answer from the rest of the "hacked" people as well.

Yes, accidents can happen that a hack gets in between updates, but generally this kind of hacks reside in improper setups, which is basically the administrator's responsibility and recommended by the readme file. However, to avoid such situations we will add an extra check inside the core, just so we make sure config.php has the proper CHMOD.